Overview

Bill Walsh
Mortgage Originator - NMLS # - 454307

NMLS # - 454307

21 Burnett Boulevard
Poughkeepsie, NY 12601

Cell Phone: (914) 474-5194
Office: (800) 451-8373 ext. 3102
Fax: (845) 463-4339

Email: wwalsh@mhvfcu.com

I understand that home financing is one of the biggest financial decisions you will make in your life. I also know that, without the aid of a knowledgeable partner, getting a mortgage can become an overwhelming task. That is why I will work with you to get you the right loan, to lock in the best rate, and to keep you informed through out your loan process.  Join the many families in our community I have assisted since 1997, putting homes and dreams together.  

What You Will Need to Apply:
*Last two years of W2 forms and two current paystubs, showing at least 30 days of year to date income
*If self-employed, please provide the last two years of signed tax returns (business and personal) with all schedules, along with a signed year-to-date profit and loss statement
*Last two months of bank statements for all checking and savings accounts
*For purchases, please provide a binder or fully executed (dated and signed by all parties) Contract of Sale
*Payment for appraisal and application fee

Personal Assistance

If you have any questions or concerns please don't hesitate to contact me directly.

Mortgage Programs to Suit Your Needs

We have a wide variety of mortgage products tailored to meet your needs. We can assist you with purchases, refinances, construction loans and home equities as well as First Time Home Buyer programs.  I will work with you to find the right mortgage program to fit your circumstances.

We Offer Additional Resources

Use our resource center to find answers to your frequently asked questions.


Rate Watch

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Calculators

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Today's Rates

FIXED RATE PRODUCTS
30 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.460%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.246%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.500%  6.658%  0.000%
SONYMA
 Rate  APR  Points
 6.250%  6.658%  0.000%
BIWEEKLY FIXED RATE PRODUCTS
Biweekly 30 Year Fixed
 Rate  APR  Points
 7.000%  7.449%  0.000%
Biweekly 15 Year Fixed
 Rate  APR  Points
 6.875%  7.044%  0.000%
ADJUSTABLE RATE PRODUCTS
5 Year Adjustable Rate
 Rate  APR  Points
 6.250%  7.705%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 6.250%  7.486%  0.000%
10/1 ARM NC
 Rate  APR  Points
 6.375%  7.195%  0.000%
HOME EQUITY PRODUCTS
Fixed Equity Loan (5 Year)
 Rate  APR  Points
 6.500%  6.500%  0.000%
Fixed Equity Loan (10 Year)
 Rate  APR  Points
 6.750%  6.750%  0.000%
Fixed Equity Loan (15 Year)
 Rate  APR  Points
 7.000%  7.000%  0.000%
Fixed Equity Loan (20 Year)
 Rate  APR  Points
 7.250%  7.250%  0.000%

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